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BHIM App Explained: How to use it?

BHIM App

PM Modi launched the new BHIM app on Friday that acts like an aggregator for UPI services offered by various banks.
UPI stands for Unified Payment Interface, which enables peer to peer transfer of money between bank accounts using virtual address like email or aadhar or phone number. It is like a simplified way of electronic fund transfer without the need for any sensitive information like account details.

Steps to use BHIM app:

1. BHIM can be downloaded by searching 'BHIM' on Play Store. It should be noted that developer name is NPCI and the app is only available for Android users.

2. Once the app is installed, open it and choose the preferred language. Select the phone number, incase your device is dual sim.

Choose Language Bhim App

4. The app automatically verifies the number. Once the verification is successful we have to enter a 4 digit Pin.

5.  Now select your bank and then the app automatically fetches your account details using the registered phone number.

6.  Now the app displays three options — send, request and scan/pay. Transactions are possible only between phone numbers or UPI virtual address like abc@upi.

Payment Screen Bhim App

7. To send money, enter the phone number or virtual address and the amount to be transferred. The app authenticates the transaction using the pin. 

Bhim payment

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